Isn't time to create monthly surpluses and plan for the future - At the same time.
In the words of Dave Cote, former CEO of Honeywell, we designed a process to Win Now and Win later. A thinking money management App that creates monthly surpluses and allows subscribers to use time to your their advantage instead of against them their whole lives.

Why CongruiTy?
“I don’t know how to budget and stay on track of my expenses.”
With Congruity: All guesswork is removed. We help you stay highly organized by avoiding hassles of having numerous info and calculators everywhere and integrates every known aspect of money.


“I live paycheque to paycheque and it is fragile. I don’t know how to save when I’m always paying the bills and expenses.”
With Congruity: You can input your own preferences and customization of what you want to save and plan for.
“I don’t have time to draw out a complete financial plan… not even for the next year.”
With Congruity: You will save time with our simplified independent budgeting and planning. It’s a personal assistant and long- term planner that connects all spending in a different way.

How it Works

1. Budget & Plan
No guesswork with budgeting that saves you time in planning of your finances for the long-term.
2. Day-to-day tracking
Step by step direction to track your expenses in real time to help you save and create surpluses each month. The foundation of creating real wealth.
3. Wisdom
Don’t be weighed down by debt and blind consumerism.
Help us to understand what you need and the way you want it in a financial App.
Take our 5 question survey that will only take 2-3 minutes of your time.

What people are saying

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“Knowledge is Growth,
Growth is Learning,
Money is Time”
- George Gilder, Economist & Author
Forgive Us North America:
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CongruiTy Money is about to bring fairness and fiduciary duty to an unfair financial system.